| 1. Reserve Bank of India – Liabilities and Assets* |
| (₹ Crore) |
| Item |
2024 |
2025 |
Variation |
| Jul. 26 |
Jul. 18 |
Jul. 25 |
Week |
Year |
| 1 |
2 |
3 |
4 |
5 |
| 4 Loans and Advances |
|
|
|
|
|
| 4.1 Central Government |
– |
0 |
0 |
0 |
0 |
| 4.2 State Governments |
21239 |
26294 |
24026 |
-2269 |
2786 |
| * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* |
| Item |
As on July 25, 2025 |
Variation over |
| Week |
End-March 2025 |
Year |
| ₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 Total Reserves |
6040880 |
698192 |
48508 |
2703 |
328740 |
29866 |
453079 |
30807 |
| 1.1 Foreign Currency Assets # |
5095487 |
588926 |
32627 |
1316 |
244653 |
21368 |
181760 |
2049 |
| 1.2 Gold |
741528 |
85704 |
13485 |
1206 |
73365 |
7528 |
258466 |
28009 |
| 1.3 SDRs |
162741 |
18809 |
1766 |
126 |
7452 |
640 |
10343 |
607 |
| 1.4 Reserve Position in the IMF |
41125 |
4753 |
629 |
55 |
3270 |
330 |
2511 |
141 |
* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks – Business in India |
| (₹ Crore) |
| Item |
Outstanding as on Jul. 11, 2025 |
Variation over |
| Fortnight |
Financial year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
23325736 |
-99909 |
701945 |
745135 |
2146395 |
2148565 |
| 2.1a Growth (Per cent) |
|
-0.4 |
3.4 |
3.3 |
11.3 |
10.1 |
| 2.1.1 Demand |
2802131 |
-270744 |
-53532 |
104082 |
208895 |
411809 |
| 2.1.2 Time |
20523605 |
170834 |
755477 |
641053 |
1937500 |
1736755 |
| 2.2 Borrowings |
855278 |
5059 |
106835 |
-59971 |
97006 |
-29500 |
| 2.3 Other Demand and Time Liabilities |
972734 |
-74083 |
-50999 |
-88898 |
83549 |
86305 |
| 7 Bank Credit |
18463163 |
-23036 |
379954 |
219191 |
2065789 |
1651045 |
| 7.1a Growth (Per cent) |
|
-0.1 |
2.3 |
1.2 |
14.0 |
9.8 |
| 7a.1 Food Credit |
58993 |
-5396 |
7182 |
22462 |
5959 |
28730 |
| 7a.2 Non-food credit |
18404170 |
-17641 |
372773 |
196729 |
2059830 |
1622315 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. |
| 6. Money Stock: Components and Sources |
| (₹ Crore) |
| Item |
Outstanding as on |
Variation over |
| 2025 |
Fortnight |
Financial Year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| Mar. 31 |
Jul. 11 |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| M3 |
27286589 |
28141286 |
-89169 |
-0.3 |
761227 |
3.1 |
854697 |
3.1 |
2403406 |
10.3 |
2440199 |
9.5 |
| 1 Components (1.1.+1.2+1.3+1.4) |
|
|
|
|
|
|
|
|
|
|
|
|
| 1.1 Currency with the Public |
3630751 |
3729016 |
6363 |
0.2 |
58617 |
1.7 |
98264 |
2.7 |
232221 |
7.2 |
260123 |
7.5 |
| 1.2 Demand Deposits with Banks |
2840023 |
2944924 |
-270452 |
-8.4 |
-53320 |
-2.1 |
104901 |
3.7 |
212060 |
9.1 |
411356 |
16.2 |
| 1.3 Time Deposits with Banks |
20702508 |
21357214 |
173483 |
0.8 |
758496 |
4.0 |
654706 |
3.2 |
1941772 |
11.0 |
1750558 |
8.9 |
| 1.4 ‘Other’ Deposits with Reserve Bank |
113307 |
110133 |
1436 |
1.3 |
-2565 |
-2.7 |
-3174 |
-2.8 |
17352 |
23.3 |
18162 |
19.7 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) |
|
|
|
|
|
|
|
|
|
|
|
|
| 2.1 Net Bank Credit to Government |
8510825 |
8614205 |
94172 |
1.1 |
90793 |
1.2 |
103379 |
1.2 |
331658 |
4.5 |
919840 |
12.0 |
| 2.1.1 Reserve Bank |
1508105 |
1586327 |
72966 |
|
-111676 |
|
78221 |
|
-163378 |
|
504790 |
|
| 2.1.2 Other Banks |
7002720 |
7027878 |
21206 |
0.3 |
202470 |
3.2 |
25158 |
0.4 |
495036 |
8.1 |
415050 |
6.3 |
| 2.2 Bank Credit to Commercial Sector |
19068129 |
19259766 |
-23606 |
-0.1 |
373347 |
2.2 |
191637 |
1.0 |
2091911 |
13.5 |
1683587 |
9.6 |
| 2.2.1 Reserve Bank |
38246 |
7965 |
-1065 |
|
-3299 |
|
-30281 |
|
7063 |
|
-3142 |
|
| 2.2.2 Other Banks |
19029883 |
19251801 |
-22541 |
-0.1 |
376646 |
2.2 |
221918 |
1.2 |
2084849 |
13.5 |
1686730 |
9.6 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. |
| 8. Liquidity Operations by RBI |
| (₹ Crore) |
| Date |
Liquidity Adjustment Facility |
Standing Liquidity Facilities |
OMO (Outright) |
Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8) |
| Repo |
Reverse Repo |
Variable Rate Repo |
Variable Rate Reverse Repo |
MSF |
SDF |
Sale |
Purchase |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| Jul. 21, 2025 |
– |
– |
– |
– |
10750 |
56852 |
361 |
– |
– |
-45741 |
| Jul. 22, 2025 |
– |
– |
– |
– |
13273 |
63745 |
2063 |
– |
– |
-48409 |
| Jul. 23, 2025 |
– |
– |
50001 |
– |
820 |
78428 |
1829 |
– |
– |
-25778 |
| Jul. 24, 2025 |
– |
– |
1421 |
– |
362 |
117991 |
– |
– |
– |
-116208 |
| Jul. 25, 2025 |
– |
– |
– |
125008 |
1906 |
174961 |
-104 |
– |
– |
-298167 |
| Jul. 26, 2025 |
– |
– |
– |
– |
484 |
119530 |
– |
– |
– |
-119046 |
| Jul. 27, 2025 |
– |
– |
– |
– |
484 |
121441 |
– |
– |
– |
-120957 |
| SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad
Deputy General Manager
(Communications)
Press Release: 2025-2026/827
|
PRESS RELEASES FROM RBI
