| 1. Reserve Bank of India – Liabilities and Assets* |
| (₹ Crore) |
| Item |
2024 |
2025 |
Variation |
| Aug. 09 |
Aug. 01 |
Aug. 08 |
Week |
Year |
| 1 |
2 |
3 |
4 |
5 |
| 4 Loans and Advances |
|
|
|
|
|
| 4.1 Central Government |
– |
0 |
0 |
0 |
0 |
| 4.2 State Governments |
32993 |
32232 |
42792 |
10560 |
9798 |
| * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* |
| Item |
As on Aug. 08, 2025 |
Variation over |
| Week |
End-March 2025 |
Year |
| ₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 Total Reserves |
6081131 |
693618 |
50714 |
4747 |
368990 |
25292 |
455201 |
23499 |
| 1.1 Foreign Currency Assets # |
5119915 |
583979 |
28420 |
2372 |
269081 |
16421 |
183721 |
-3981 |
| 1.2 Gold |
755391 |
86160 |
20054 |
2162 |
87228 |
7984 |
258052 |
26921 |
| 1.3 SDRs |
164304 |
18741 |
1723 |
169 |
9015 |
571 |
10821 |
459 |
| 1.4 Reserve Position in the IMF |
41521 |
4739 |
516 |
45 |
3666 |
315 |
2606 |
101 |
* Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks – Business in India |
| (₹ Crore) |
| Item |
Outstanding as on Jul. 25, 2025 |
Variation over |
| Fortnight |
Financial year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
23349278 |
23573 |
718342 |
768677 |
2025805 |
2155710 |
| 2.1a Growth (Per cent) |
|
0.1 |
3.5 |
3.4 |
10.6 |
10.2 |
| 2.1.1 Demand |
2876367 |
74332 |
367 |
178318 |
185438 |
432146 |
| 2.1.2 Time |
20472912 |
-50760 |
717975 |
590359 |
1840367 |
1723564 |
| 2.2 Borrowings |
837820 |
-17466 |
157247 |
-77429 |
150848 |
-97370 |
| 2.3 Other Demand and Time Liabilities |
990022 |
18099 |
-38460 |
-71610 |
78194 |
91054 |
| 7 Bank Credit |
18501872 |
31979 |
381771 |
257900 |
2026811 |
1687937 |
| 7.1a Growth (Per cent) |
|
0.2 |
2.3 |
1.4 |
13.7 |
10.0 |
| 7a.1 Food Credit |
56674 |
-2318 |
5109 |
20143 |
7354 |
28484 |
| 7a.2 Non-food credit |
18445197 |
34298 |
376662 |
237756 |
2019458 |
1659453 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. |
| 6. Money Stock: Components and Sources |
| (₹ Crore) |
| Item |
Outstanding as on |
Variation over |
| 2025 |
Fortnight |
Financial Year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| Mar. 31 |
Jul. 25 |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| M3 |
27286589 |
28138916 |
-2340 |
0 |
733652 |
2.9 |
852327 |
3.1 |
2263558 |
9.7 |
2465403 |
9.6 |
| 1 Components (1.1.+1.2+1.3+1.4) |
|
|
|
|
|
|
|
|
|
|
|
|
| 1.1 Currency with the Public |
3630751 |
3707049 |
-21967 |
-0.6 |
15813 |
0.5 |
76297 |
2.1 |
210186 |
6.5 |
280960 |
8.2 |
| 1.2 Demand Deposits with Banks |
2840023 |
3018664 |
73837 |
2.5 |
525 |
0 |
178642 |
6.3 |
189335 |
7.9 |
431251 |
16.7 |
| 1.3 Time Deposits with Banks |
20702508 |
21305560 |
-51720 |
-0.2 |
720626 |
3.8 |
603052 |
2.9 |
1843936 |
10.4 |
1736774 |
8.9 |
| 1.4 ‘Other’ Deposits with Reserve Bank |
113307 |
107642 |
-2490 |
-2.3 |
-3312 |
-3.5 |
-5664 |
-5.0 |
20101 |
28.3 |
16418 |
18.0 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) |
|
|
|
|
|
|
|
|
|
|
|
|
| 2.1 Net Bank Credit to Government |
8510825 |
8541325 |
-72880 |
-0.8 |
74642 |
1.0 |
30500 |
0.4 |
340767 |
4.6 |
863113 |
11.2 |
| 2.1.1 Reserve Bank |
1508105 |
1502150 |
-84177 |
|
-132303 |
|
-5955 |
|
-136175 |
|
441240 |
|
| 2.1.2 Other Banks |
7002720 |
7039175 |
11297 |
0.2 |
206944 |
3.2 |
36455 |
0.5 |
476942 |
7.8 |
421872 |
6.4 |
| 2.2 Bank Credit to Commercial Sector |
19068129 |
19301475 |
34980 |
0.2 |
374986 |
2.2 |
233347 |
1.2 |
2051932 |
13.2 |
1723658 |
9.8 |
| 2.2.1 Reserve Bank |
38246 |
12383 |
4419 |
|
-3471 |
|
-25862 |
|
5791 |
|
1448 |
|
| 2.2.2 Other Banks |
19029883 |
19289092 |
30562 |
0.2 |
378457 |
2.2 |
259209 |
1.4 |
2046141 |
13.2 |
1722209 |
9.8 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. |
| 8. Liquidity Operations by RBI |
| (₹ Crore) |
| Date |
Liquidity Adjustment Facility |
Standing Liquidity Facilities |
OMO (Outright) |
Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) |
| Repo |
Reverse Repo |
Variable Rate Repo |
Variable Rate Reverse Repo |
MSF |
SDF |
Sale |
Purchase |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| Aug. 04, 2025 |
– |
– |
– |
– |
1232 |
239701 |
– |
– |
– |
-238469 |
| Aug. 05, 2025 |
– |
– |
– |
– |
1087 |
236724 |
– |
– |
– |
-235637 |
| Aug. 06, 2025 |
– |
– |
– |
67755 |
1697 |
163097 |
– |
– |
– |
-229155 |
| Aug. 07, 2025 |
– |
– |
– |
49055 |
11066 |
86154 |
-1538 |
– |
– |
-125681 |
| Aug. 08, 2025 |
– |
– |
– |
159089 |
4352 |
168392 |
1579 |
– |
– |
-321550 |
| Aug. 09, 2025 |
– |
– |
– |
– |
396 |
84124 |
– |
– |
– |
-83728 |
| Aug. 10, 2025 |
– |
– |
– |
– |
359 |
86805 |
– |
– |
– |
-86446 |
| SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad Deputy General Manager (Communications)
Press Release: 2025-2026/919
|
PRESS RELEASES FROM RBI