| 1. Reserve Bank of India – Liabilities and Assets* |
| (₹ Crore) |
| Item |
2024 |
2025 |
Variation |
| Nov. 15 |
Nov. 07 |
Nov. 14 |
Week |
Year |
| 1 |
2 |
3 |
4 |
5 |
| 4 Loans and Advances |
|
|
|
|
|
| 4.1 Central Government |
11817 |
0 |
0 |
0 |
-11817 |
| 4.2 State Governments |
28634 |
36937 |
31808 |
-5129 |
3174 |
| * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* |
| Item |
As on Nov. 14, 2025 |
Variation over |
| Week |
End-March 2025 |
Year |
| ₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 Total Reserves |
6146082 |
692576 |
54399 |
5543 |
433942 |
24250 |
593211 |
34685 |
| 1.1 Foreign Currency Assets # |
4989889 |
562290 |
5631 |
152 |
139055 |
-5268 |
180257 |
-7545 |
| 1.2 Gold |
948278 |
106857 |
48044 |
5327 |
280116 |
28681 |
393357 |
41112 |
| 1.3 SDRs |
165502 |
18650 |
640 |
56 |
10213 |
481 |
13032 |
585 |
| 1.4 Reserve Position in the IMF |
42413 |
4779 |
84 |
8 |
4558 |
356 |
6565 |
532 |
* Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks – Business in India |
| (₹ Crore) |
| Item |
Outstanding as on Oct. 31, 2025 |
Variation over |
| Fortnight |
Financial year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
24173858 |
290565 |
1552309 |
1593257 |
2315446 |
2146323 |
| 2.1a Growth (Per cent) |
|
1.2 |
7.6 |
7.1 |
11.7 |
9.7 |
| 2.1.1 Demand |
3100879 |
127181 |
118888 |
402830 |
274000 |
538138 |
| 2.1.2 Time |
21072979 |
163384 |
1433420 |
1190427 |
2041446 |
1608185 |
| 2.2 Borrowings |
846241 |
-14557 |
85512 |
-69008 |
30487 |
-17214 |
| 2.3 Other Demand and Time Liabilities |
1083201 |
-9215 |
12807 |
21569 |
68285 |
132966 |
| 7 Bank Credit |
19390500 |
178071 |
987368 |
1146527 |
1835006 |
1970968 |
| 7.1a Growth (Per cent) |
|
0.9 |
6.0 |
6.3 |
11.8 |
11.3 |
| 7a.1 Food Credit |
70371 |
17882 |
6974 |
33840 |
7251 |
40317 |
| 7a.2 Non-food credit |
19320128 |
160189 |
980394 |
1112687 |
1827755 |
1930651 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. |
| 6. Money Stock: Components and Sources |
| (₹ Crore) |
| Item |
Outstanding as on |
Variation over |
| 2025 |
Fortnight |
Financial Year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| Mar. 31 |
Oct. 31 |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| M3 |
27286589 |
28995100 |
280662 |
1.0 |
1592900 |
6.4 |
1708511 |
6.3 |
2585388 |
10.8 |
2462339 |
9.3 |
| 1 Components (1.1.+1.2+1.3+1.4) |
|
|
|
|
|
|
|
|
|
|
|
|
| 1.1 Currency with the Public |
3630751 |
3720037 |
-9055 |
-0.2 |
46964 |
1.4 |
89286 |
2.5 |
250760 |
7.8 |
262797 |
7.6 |
| 1.2 Demand Deposits with Banks |
2840023 |
3245747 |
126834 |
4.1 |
118251 |
4.6 |
405724 |
14.3 |
274276 |
11.3 |
540608 |
20.0 |
| 1.3 Time Deposits with Banks |
20702508 |
21914146 |
162623 |
0.7 |
1422521 |
7.5 |
1211638 |
5.9 |
2034928 |
11.2 |
1643465 |
8.1 |
| 1.4 ‘Other’ Deposits with Reserve Bank |
113307 |
115169 |
260 |
0.2 |
5165 |
5.5 |
1863 |
1.6 |
25425 |
34.2 |
15468 |
15.5 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) |
|
|
|
|
|
|
|
|
|
|
|
|
| 2.1 Net Bank Credit to Government |
8510825 |
8739870 |
45935 |
0.5 |
470055 |
6.2 |
229045 |
2.7 |
541630 |
7.2 |
666245 |
8.3 |
| 2.1.1 Reserve Bank |
1508105 |
1529911 |
38886 |
|
17940 |
|
21806 |
|
94650 |
|
318758 |
|
| 2.1.2 Other Banks |
7002720 |
7209959 |
7049 |
0.1 |
452115 |
7.1 |
207239 |
3.0 |
446980 |
7.0 |
347486 |
5.1 |
| 2.2 Bank Credit to Commercial Sector |
19068129 |
20200593 |
176915 |
0.9 |
968310 |
5.6 |
1132465 |
5.9 |
1844685 |
11.3 |
2029452 |
11.2 |
| 2.2.1 Reserve Bank |
38246 |
13603 |
-1333 |
|
-5013 |
|
-24643 |
|
4157 |
|
4210 |
|
| 2.2.2 Other Banks |
19029883 |
20186990 |
178248 |
0.9 |
973322 |
5.7 |
1157107 |
6.1 |
1840529 |
11.3 |
2025243 |
11.2 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. |
| 8. Liquidity Operations by RBI |
| (₹ Crore) |
| Date |
Liquidity Adjustment Facility |
Standing Liquidity Facilities |
OMO (Outright) |
Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) |
| Repo |
Reverse Repo |
Variable Rate Repo |
Variable Rate Reverse Repo |
MSF |
SDF |
Sale |
Purchase |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| Nov. 10, 2025 |
– |
– |
– |
– |
870 |
211369 |
– |
– |
4630 |
-205869 |
| Nov. 11, 2025 |
– |
– |
– |
– |
643 |
220994 |
160 |
– |
4040 |
-216151 |
| Nov. 12, 2025 |
– |
– |
– |
– |
800 |
219951 |
-628 |
– |
4455 |
-215324 |
| Nov. 13, 2025 |
– |
– |
– |
– |
800 |
249197 |
-519 |
– |
1685 |
-247231 |
| Nov. 14, 2025 |
– |
– |
– |
57380 |
2158 |
192759 |
– |
– |
– |
-247981 |
| Nov. 15, 2025 |
– |
– |
– |
– |
1113 |
131941 |
– |
– |
– |
-130828 |
| Nov. 16, 2025 |
– |
– |
– |
– |
125 |
110112 |
– |
– |
– |
-109987 |
| SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad Deputy General Manager (Communications)
Press Release: 2025-2026/1547
|
PRESS RELEASES FROM RBI