| 1. Reserve Bank of India – Liabilities and Assets* |
| (₹ Crore) |
| Item |
2024 |
2025 |
Variation |
| Jul. 19 |
Jul. 11 |
Jul. 18 |
Week |
Year |
| 1 |
2 |
3 |
4 |
5 |
| 4 Loans and Advances |
|
|
|
|
|
| 4.1 Central Government |
– |
0 |
0 |
0 |
0 |
| 4.2 State Governments |
19805 |
20431 |
26294 |
5864 |
6489 |
| * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* |
| Item |
As on July 18, 2025 |
Variation over |
| Week |
End-March 2025 |
Year |
| ₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 Total Reserves |
5992373 |
695489 |
14224 |
-1183 |
280232 |
27163 |
379852 |
24632 |
| 1.1 Foreign Currency Assets # |
5062860 |
587609 |
10294 |
-1201 |
212026 |
20052 |
143128 |
-439 |
| 1.2 Gold |
728042 |
84499 |
4251 |
150 |
59880 |
6322 |
226133 |
24506 |
| 1.3 SDRs |
160975 |
18683 |
-368 |
-119 |
5685 |
514 |
8652 |
476 |
| 1.4 Reserve Position in the IMF |
40496 |
4698 |
48 |
-13 |
2641 |
275 |
1940 |
88 |
* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks – Business in India |
| (₹ Crore) |
| Item |
Outstanding as on Jul. 11, 2025 |
Variation over |
| Fortnight |
Financial year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
23325736 |
-99909 |
701945 |
745135 |
2146395 |
2148565 |
| 2.1a Growth (Per cent) |
|
-0.4 |
3.4 |
3.3 |
11.3 |
10.1 |
| 2.1.1 Demand |
2802131 |
-270744 |
-53532 |
104082 |
208895 |
411809 |
| 2.1.2 Time |
20523605 |
170834 |
755477 |
641053 |
1937500 |
1736755 |
| 2.2 Borrowings |
855278 |
5059 |
106835 |
-59971 |
97006 |
-29500 |
| 2.3 Other Demand and Time Liabilities |
972734 |
-74083 |
-50999 |
-88898 |
83549 |
86305 |
| 7 Bank Credit |
18463163 |
-23036 |
379954 |
219191 |
2065789 |
1651045 |
| 7.1a Growth (Per cent) |
|
-0.1 |
2.3 |
1.2 |
14.0 |
9.8 |
| 7a.1 Food Credit |
58993 |
-5396 |
7182 |
22462 |
5959 |
28730 |
| 7a.2 Non-food credit |
18404170 |
-17641 |
372773 |
196729 |
2059830 |
1622315 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. |
| 6. Money Stock: Components and Sources |
| (₹ Crore) |
| Item |
Outstanding as on |
Variation over |
| 2025 |
Fortnight |
Financial Year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| Mar. 31 |
Jul. 11 |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| M3 |
27286589 |
28141286 |
-89169 |
-0.3 |
761227 |
3.1 |
854697 |
3.1 |
2403406 |
10.3 |
2440199 |
9.5 |
| 1 Components (1.1.+1.2+1.3+1.4) |
|
|
|
|
|
|
|
|
|
|
|
|
| 1.1 Currency with the Public |
3630751 |
3729016 |
6363 |
0.2 |
58617 |
1.7 |
98264 |
2.7 |
232221 |
7.2 |
260123 |
7.5 |
| 1.2 Demand Deposits with Banks |
2840023 |
2944924 |
-270452 |
-8.4 |
-53320 |
-2.1 |
104901 |
3.7 |
212060 |
9.1 |
411356 |
16.2 |
| 1.3 Time Deposits with Banks |
20702508 |
21357214 |
173483 |
0.8 |
758496 |
4.0 |
654706 |
3.2 |
1941772 |
11.0 |
1750558 |
8.9 |
| 1.4 ‘Other’ Deposits with Reserve Bank |
113307 |
110133 |
1436 |
1.3 |
-2565 |
-2.7 |
-3174 |
-2.8 |
17352 |
23.3 |
18162 |
19.7 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) |
|
|
|
|
|
|
|
|
|
|
|
|
| 2.1 Net Bank Credit to Government |
8510825 |
8614205 |
94172 |
1.1 |
90793 |
1.2 |
103379 |
1.2 |
331658 |
4.5 |
919840 |
12.0 |
| 2.1.1 Reserve Bank |
1508105 |
1586327 |
72966 |
|
-111676 |
|
78221 |
|
-163378 |
|
504790 |
|
| 2.1.2 Other Banks |
7002720 |
7027878 |
21206 |
0.3 |
202470 |
3.2 |
25158 |
0.4 |
495036 |
8.1 |
415050 |
6.3 |
| 2.2 Bank Credit to Commercial Sector |
19068129 |
19259766 |
-23606 |
-0.1 |
373347 |
2.2 |
191637 |
1.0 |
2091911 |
13.5 |
1683587 |
9.6 |
| 2.2.1 Reserve Bank |
38246 |
7965 |
-1065 |
|
-3299 |
|
-30281 |
|
7063 |
|
-3142 |
|
| 2.2.2 Other Banks |
19029883 |
19251801 |
-22541 |
-0.1 |
376646 |
2.2 |
221918 |
1.2 |
2084849 |
13.5 |
1686730 |
9.6 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. |
| 8. Liquidity Operations by RBI |
| (₹ Crore) |
| Date |
Liquidity Adjustment Facility |
Standing Liquidity Facilities |
OMO (Outright) |
Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8) |
| Repo |
Reverse Repo |
Variable Rate Repo |
Variable Rate Reverse Repo |
MSF |
SDF |
Sale |
Purchase |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| Jul. 14, 2025 |
– |
– |
– |
– |
838 |
116037 |
– |
– |
– |
-115199 |
| Jul. 15, 2025 |
– |
– |
– |
57450 |
869 |
97432 |
– |
– |
– |
-154013 |
| Jul. 16, 2025 |
– |
– |
– |
– |
879 |
109064 |
-18 |
– |
– |
-108203 |
| Jul. 17, 2025 |
– |
– |
– |
– |
808 |
106279 |
-5 |
– |
– |
-105476 |
| Jul. 18, 2025 |
– |
– |
– |
200027 |
951 |
116590 |
293 |
– |
– |
-315373 |
| Jul. 19, 2025 |
– |
– |
– |
– |
819 |
111162 |
– |
– |
– |
-110343 |
| Jul. 20, 2025 |
– |
– |
– |
– |
1179 |
103669 |
– |
– |
– |
-102490 |
| SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad
Deputy General Manager
(Communications)
Press Release: 2025-2026/784
|
PRESS RELEASES FROM RBI
