| 1. Reserve Bank of India – Liabilities and Assets* |
| (₹ Crore) |
| Item |
2024 |
2025 |
Variation |
| Aug. 16 |
Aug. 08 |
Aug. 15 |
Week |
Year |
| 1 |
2 |
3 |
4 |
5 |
| 4 Loans and Advances |
|
|
|
|
|
| 4.1 Central Government |
– |
0 |
0 |
0 |
0 |
| 4.2 State Governments |
26767 |
42792 |
34130 |
-8662 |
7363 |
| * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* |
| Item |
As on Aug. 15, 2025 |
Variation over |
| Week |
End-March 2025 |
Year |
| ₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 Total Reserves |
6086782 |
695106 |
5652 |
1488 |
374642 |
26780 |
422705 |
20442 |
| 1.1 Foreign Currency Assets # |
5130564 |
585903 |
10649 |
1924 |
279730 |
18345 |
164105 |
-5666 |
| 1.2 Gold |
750161 |
85667 |
-5230 |
-493 |
81999 |
7491 |
245567 |
25564 |
| 1.3 SDRs |
164467 |
18782 |
162 |
41 |
9177 |
613 |
10484 |
441 |
| 1.4 Reserve Position in the IMF |
41591 |
4754 |
70 |
15 |
3735 |
331 |
2549 |
104 |
* Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks – Business in India |
| (₹ Crore) |
| Item |
Outstanding as on Aug. 08, 2025 |
Variation over |
| Fortnight |
Financial year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
23473888 |
124061 |
854417 |
893287 |
2091718 |
2144245 |
| 2.1a Growth (Per cent) |
|
0.5 |
4.2 |
4.0 |
10.9 |
10.1 |
| 2.1.1 Demand |
2846826 |
-29542 |
-29293 |
148777 |
232491 |
432265 |
| 2.1.2 Time |
20627062 |
153603 |
883709 |
744510 |
1859227 |
1711980 |
| 2.2 Borrowings |
839856 |
2302 |
72696 |
-75393 |
53275 |
-10783 |
| 2.3 Other Demand and Time Liabilities |
1021630 |
31958 |
-29153 |
-40002 |
50066 |
113356 |
| 7 Bank Credit |
18606042 |
104664 |
448137 |
362069 |
2019509 |
1725741 |
| 7.1a Growth (Per cent) |
|
0.6 |
2.7 |
2.0 |
13.6 |
10.2 |
| 7a.1 Food Credit |
52281 |
-4393 |
4850 |
15750 |
8001 |
24350 |
| 7a.2 Non-food credit |
18553760 |
109058 |
443287 |
346319 |
2011508 |
1701390 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. |
| 6. Money Stock: Components and Sources |
| (₹ Crore) |
| Item |
Outstanding as on |
Variation over |
| 2025 |
Fortnight |
Financial Year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| Mar. 31 |
Aug. 08 |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| M3 |
27286589 |
28290469 |
150595 |
0.5 |
869742 |
3.5 |
1003879 |
3.7 |
2330979 |
9.9 |
2480866 |
9.6 |
| 1 Components (1.1.+1.2+1.3+1.4) |
|
|
|
|
|
|
|
|
|
|
|
|
| 1.1 Currency with the Public |
3630751 |
3727565 |
20107 |
0.5 |
15060 |
0.4 |
96813 |
2.7 |
210333 |
6.5 |
302229 |
8.8 |
| 1.2 Demand Deposits with Banks |
2840023 |
2990208 |
-28458 |
-0.9 |
-29142 |
-1.1 |
150185 |
5.3 |
237167 |
10.2 |
432462 |
16.9 |
| 1.3 Time Deposits with Banks |
20702508 |
21462974 |
156866 |
0.7 |
885659 |
4.7 |
760466 |
3.7 |
1862608 |
10.4 |
1729155 |
8.8 |
| 1.4 ‘Other’ Deposits with Reserve Bank |
113307 |
109722 |
2080 |
1.9 |
-1834 |
-1.9 |
-3585 |
-3.2 |
20870 |
29.1 |
17020 |
18.4 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) |
|
|
|
|
|
|
|
|
|
|
|
|
| 2.1 Net Bank Credit to Government |
8510825 |
8680407 |
139090 |
1.6 |
136338 |
1.8 |
169582 |
2.0 |
272856 |
3.7 |
940499 |
12.2 |
| 2.1.1 Reserve Bank |
1508105 |
1615236 |
113086 |
|
-85461 |
|
107131 |
|
-144437 |
|
507485 |
|
| 2.1.2 Other Banks |
7002720 |
7065171 |
26004 |
0.4 |
221799 |
3.5 |
62451 |
0.9 |
417293 |
6.7 |
433014 |
6.5 |
| 2.2 Bank Credit to Commercial Sector |
19068129 |
19407493 |
106513 |
0.6 |
441236 |
2.6 |
339365 |
1.8 |
2045300 |
13.1 |
1763426 |
10.0 |
| 2.2.1 Reserve Bank |
38246 |
12425 |
42 |
|
-3967 |
|
-25821 |
|
6327 |
|
1985 |
|
| 2.2.2 Other Banks |
19029883 |
19395068 |
106471 |
0.6 |
445202 |
2.6 |
365185 |
1.9 |
2038973 |
13.1 |
1761441 |
10.0 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. |
| 8. Liquidity Operations by RBI |
| (₹ Crore) |
| Date |
Liquidity Adjustment Facility |
Standing Liquidity Facilities |
OMO (Outright) |
Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) |
| Repo |
Reverse Repo |
Variable Rate Repo |
Variable Rate Reverse Repo |
MSF |
SDF |
Sale |
Purchase |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| Aug. 11, 2025 |
– |
– |
– |
44790 |
1071 |
97719 |
– |
– |
– |
-141438 |
| Aug. 12, 2025 |
– |
– |
– |
– |
1271 |
83758 |
– |
– |
– |
-82487 |
| Aug. 13, 2025 |
– |
– |
– |
– |
1814 |
111927 |
345 |
– |
– |
-109768 |
| Aug. 14, 2025 |
– |
– |
– |
182790 |
1127 |
132763 |
400 |
– |
– |
-314026 |
| Aug. 15, 2025 |
– |
– |
– |
– |
134 |
119519 |
– |
– |
– |
-119385 |
| Aug. 16, 2025 |
– |
– |
– |
– |
214 |
133135 |
– |
– |
– |
-132921 |
| Aug. 17, 2025 |
– |
– |
– |
– |
239 |
120519 |
– |
– |
– |
-120280 |
| SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad Deputy General Manager (Communications)
Press Release: 2025-2026/959
|
PRESS RELEASES FROM RBI