| 1. Reserve Bank of India – Liabilities and Assets* |
| (₹ Crore) |
| Item |
2024 |
2025 |
Variation |
| Jul. 5 |
Jun. 27 |
Jul. 4 |
Week |
Year |
| 1 |
2 |
3 |
4 |
5 |
| 4 Loans and Advances |
|
|
|
|
|
| 4.1 Central Government |
– |
0 |
0 |
0 |
0 |
| 4.2 State Governments |
25838 |
20066 |
30956 |
10890 |
5118 |
| * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* |
| Item |
As on July 4, 2025 |
Variation over |
| Week |
End-March 2025 |
Year |
| ₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 Total Reserves |
5975266 |
699736 |
-32479 |
-3049 |
263125 |
31410 |
488478 |
42581 |
| 1.1 Foreign Currency Assets # |
5049185 |
591287 |
-35624 |
-3537 |
198351 |
23729 |
230723 |
14177 |
| 1.2 Gold |
724528 |
84846 |
2154 |
342 |
56366 |
6670 |
245011 |
27414 |
| 1.3 SDRs |
161120 |
18868 |
157 |
39 |
5831 |
699 |
10535 |
832 |
| 1.4 Reserve Position in the IMF |
40432 |
4735 |
834 |
107 |
2577 |
312 |
2210 |
158 |
* Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks – Business in India |
| (₹ Crore) |
| Item |
Outstanding as on Jun. 27, 2025 |
Variation over |
| Fortnight |
Financial year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
23425644 |
355861 |
810171 |
845043 |
2129379 |
2140247 |
| |
(23373017) |
|
|
|
(2039982) |
(2177017) |
| 2.1a Growth (Per cent) |
|
1.5 |
4.0 |
3.7 |
11.1 |
10.1 |
| |
|
|
|
|
(10.6) |
(10.3) |
| 2.1.1 Demand |
3072874 |
213640 |
157824 |
374825 |
152756 |
471197 |
| 2.1.2 Time |
20352770 |
142221 |
652347 |
470217 |
1976623 |
1669050 |
| 2.2 Borrowings |
850218 |
11756 |
-13481 |
-65030 |
289457 |
85757 |
| 2.3 Other Demand and Time Liabilities |
1059099 |
-46931 |
-7849 |
-2532 |
104706 |
129520 |
| 7 Bank Credit |
18483098 |
169135 |
453865 |
239125 |
2502310 |
1597069 |
| |
(18088612) |
|
|
|
(2002080) |
(1702814) |
| 7.1a Growth (Per cent) |
|
0.9 |
2.8 |
1.3 |
17.4 |
9.5 |
| |
|
|
|
|
(13.9) |
(10.4) |
| 7a.1 Food Credit |
64389 |
-3217 |
10823 |
27858 |
5997 |
30485 |
| 7a.2 Non-food credit |
18418709 |
172352 |
443042 |
211268 |
2496313 |
1566584 |
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank. 2. Figures in parentheses exclude the impact of the merger. |
| 6. Money Stock: Components and Sources |
| (₹ Crore) |
| Item |
Outstanding as on |
Variation over |
| 2025 |
Fortnight |
Financial Year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| Mar. 31 |
Jun. 27 |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| M3 |
27227143 |
28177467 |
334673 |
1.2 |
870090 |
3.5 |
950324 |
3.5 |
2276960 |
9.7 |
2475759 |
9.6 |
| |
(27286589) |
(28230094) |
(333520) |
(1.2) |
|
|
(943504) |
(3.5) |
|
|
(2438989) |
(9.5) |
| 1 Components (1.1.+1.2+1.3+1.4) |
|
|
|
|
|
|
|
|
|
|
|
|
| 1.1 Currency with the Public |
3630751 |
3722292 |
-22699 |
-0.6 |
35779 |
1.0 |
91540 |
2.5 |
211446 |
6.5 |
276237 |
8.0 |
| 1.2 Demand Deposits with Banks |
2840023 |
3215375 |
213499 |
7.1 |
159349 |
6.2 |
375353 |
13.2 |
155991 |
6.0 |
469139 |
17.1 |
| 1.3 Time Deposits with Banks |
20643062 |
21131103 |
144020 |
0.7 |
673732 |
3.6 |
488041 |
2.4 |
1892437 |
10.8 |
1717453 |
8.8 |
| |
(20702508) |
(21183730) |
(142867) |
(0.7) |
|
|
(481221) |
(2.3) |
|
|
(1680683) |
(8.6) |
| 1.4 ‘Other’ Deposits with Reserve Bank |
113307 |
108697 |
-147 |
-0.1 |
1230 |
1.3 |
-4610 |
-4.1 |
17086 |
21.7 |
12931 |
13.5 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) |
|
|
|
|
|
|
|
|
|
|
|
|
| 2.1 Net Bank Credit to Government |
8463065 |
8473446 |
-112823 |
-1.3 |
-87875 |
-1.2 |
10381 |
0.1 |
233800 |
3.3 |
1049305 |
14.1 |
| |
(8510825) |
(8520033) |
(-112824) |
(-1.3) |
|
|
(9207) |
(0.1) |
|
|
(1030547) |
(13.8) |
| 2.1.1 Reserve Bank |
1508105 |
1513361 |
-89202 |
|
-167071 |
|
5255 |
|
-194110 |
|
487219 |
|
| 2.1.2 Other Banks |
6954959 |
6960086 |
-23622 |
-0.3 |
79196 |
1.3 |
5126 |
0.1 |
427910 |
7.2 |
562086 |
8.8 |
| |
(7002720) |
(7006672) |
(-23623) |
(-0.3) |
|
|
(3952) |
(0.1) |
|
|
(543328) |
(8.4) |
| 2.2 Bank Credit to Commercial Sector |
18646762 |
18885784 |
170479 |
0.9 |
476617 |
2.9 |
239022 |
1.3 |
2025359 |
13.4 |
1737021 |
10.1 |
| |
(19068129) |
(19280269) |
(166510) |
(0.9) |
|
|
(212141) |
(1.1) |
|
|
(1631276) |
(9.2) |
| 2.2.1 Reserve Bank |
38246 |
9029 |
-1234 |
|
-3484 |
|
-29216 |
|
5539 |
|
-1892 |
|
| 2.2.2 Other Banks |
18608516 |
18876754 |
171713 |
0.9 |
480101 |
2.9 |
268238 |
1.4 |
2019820 |
13.4 |
1738914 |
10.1 |
| |
(19029883) |
(19271240) |
(167744) |
(0.9) |
|
|
(241357) |
(1.3) |
|
|
(1633169) |
(9.3) |
| Note: Figures in parentheses include the impact of merger of a non-bank with a bank. |
| 8. Liquidity Operations by RBI |
| (₹ Crore) |
| Date |
Liquidity Adjustment Facility |
Standing Liquidity Facilities |
OMO (Outright) |
Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) |
| Repo |
Reverse Repo |
Variable Rate Repo |
Variable Rate Reverse Repo |
MSF |
SDF |
Sale |
Purchase |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| Jun. 30, 2025 |
– |
– |
– |
– |
5705 |
189751 |
237 |
– |
– |
-183809 |
| Jul. 1, 2025 |
– |
– |
– |
– |
1233 |
255381 |
– |
– |
– |
-254148 |
| Jul. 2, 2025 |
– |
– |
– |
– |
3410 |
299291 |
-1030 |
– |
– |
-296911 |
| Jul. 3, 2025 |
– |
– |
– |
– |
1111 |
326770 |
– |
– |
– |
-325659 |
| Jul. 4, 2025 |
– |
– |
– |
100010 |
1282 |
332158 |
– |
– |
– |
-430886 |
| Jul. 5, 2025 |
– |
– |
– |
– |
216 |
285155 |
– |
– |
– |
-284939 |
| Jul. 6, 2025 |
– |
– |
– |
– |
339 |
250650 |
– |
– |
– |
-250311 |
| SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad Deputy General Manager (Communications)
Press Release: 2025-2026/698
|
PRESS RELEASES FROM RBI