| 1. Reserve Bank of India – Liabilities and Assets* |
| (₹ Crore) |
| Item |
2024 |
2025 |
Variation |
| Nov. 1 |
Oct. 24 |
Oct. 31 |
Week |
Year |
| 1 |
2 |
3 |
4 |
5 |
| 4 Loans and Advances |
|
|
|
|
|
| 4.1 Central Government |
0 |
0 |
0 |
0 |
0 |
| 4.2 State Governments |
31294 |
23777 |
20016 |
-3761 |
-11278 |
| * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* |
| Item |
As on Oct. 31, 2025 |
Variation over |
| Week |
End-March 2025 |
Year |
| ₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 Total Reserves |
6123031 |
689733 |
14732 |
-5623 |
410890 |
21407 |
387116 |
7603 |
| 1.1 Foreign Currency Assets # |
5012117 |
564591 |
35264 |
-1957 |
161283 |
-2966 |
52175 |
-25258 |
| 1.2 Gold |
903062 |
101726 |
-24019 |
-3810 |
234899 |
23549 |
316541 |
31975 |
| 1.3 SDRs |
165514 |
18644 |
1561 |
-19 |
10225 |
475 |
12317 |
426 |
| 1.4 Reserve Position in the IMF |
42338 |
4772 |
1925 |
164 |
4482 |
349 |
6084 |
460 |
* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks – Business in India |
| (₹ Crore) |
| Item |
Outstanding as on Oct. 17, 2025 |
Variation over |
| Fortnight |
Financial year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
23883278 |
-215363 |
1333105 |
1302677 |
2292522 |
2074946 |
| 2.1a Growth (Per cent) |
|
-0.9 |
6.5 |
5.8 |
11.7 |
9.5 |
| 2.1.1 Demand |
2973155 |
-98441 |
100754 |
275106 |
295870 |
428547 |
| 2.1.2 Time |
20910123 |
-116922 |
1232351 |
1027571 |
1996652 |
1646399 |
| 2.2 Borrowings |
860993 |
5063 |
87455 |
-54256 |
41515 |
-4404 |
| 2.3 Other Demand and Time Liabilities |
1097738 |
50897 |
13188 |
36106 |
50493 |
147121 |
| 7 Bank Credit |
19211865 |
-49468 |
805510 |
967892 |
1779787 |
1974190 |
| 7.1a Growth (Per cent) |
|
-0.3 |
4.9 |
5.3 |
11.5 |
11.5 |
| 7a.1 Food Credit |
52490 |
9830 |
-4427 |
15959 |
-1187 |
33836 |
| 7a.2 Non-food credit |
19159375 |
-59298 |
809937 |
951934 |
1780974 |
1940355 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. |
| 6. Money Stock: Components and Sources |
| (₹ Crore) |
| Item |
Outstanding as on |
Variation over |
| 2025 |
Fortnight |
Financial Year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| Mar. 31 |
Oct. 17 |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| M3 |
27286589 |
28714532 |
-180737 |
-0.6 |
1349422 |
5.4 |
1427943 |
5.2 |
2549349 |
10.7 |
2425250 |
9.2 |
| 1 Components (1.1.+1.2+1.3+1.4) |
|
|
|
|
|
|
|
|
|
|
|
|
| 1.1 Currency with the Public |
3630751 |
3729201 |
30709 |
0.8 |
4957 |
0.1 |
98450 |
2.7 |
213550 |
6.7 |
313969 |
9.2 |
| 1.2 Demand Deposits with Banks |
2840023 |
3118369 |
-98206 |
-3.1 |
101098 |
3.9 |
278347 |
9.8 |
297573 |
12.4 |
430383 |
16.0 |
| 1.3 Time Deposits with Banks |
20702508 |
21752052 |
-114298 |
-0.5 |
1239611 |
6.6 |
1049543 |
5.1 |
2012874 |
11.1 |
1664280 |
8.3 |
| 1.4 ‘Other’ Deposits with Reserve Bank |
113307 |
114910 |
1057 |
0.9 |
3755 |
4.0 |
1603 |
1.4 |
25352 |
34.8 |
16618 |
16.9 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) |
|
|
|
|
|
|
|
|
|
|
|
|
| 2.1 Net Bank Credit to Government |
8510825 |
8693976 |
-40191 |
-0.5 |
321912 |
4.2 |
183150 |
2.2 |
550102 |
7.5 |
768493 |
9.7 |
| 2.1.1 Reserve Bank |
1508105 |
1491026 |
-47488 |
|
-60780 |
|
-17080 |
|
113859 |
|
358593 |
|
| 2.1.2 Other Banks |
7002720 |
7202950 |
7297 |
0.1 |
382691 |
6.0 |
200230 |
2.9 |
436243 |
6.9 |
409900 |
6.0 |
| 2.2 Bank Credit to Commercial Sector |
19068129 |
20023114 |
-45108 |
-0.2 |
802437 |
4.7 |
954985 |
5.0 |
1812065 |
11.2 |
2017845 |
11.2 |
| 2.2.1 Reserve Bank |
38246 |
14936 |
2323 |
|
-5231 |
|
-23309 |
|
3931 |
|
5761 |
|
| 2.2.2 Other Banks |
19029883 |
20008178 |
-47431 |
-0.2 |
807668 |
4.7 |
978294 |
5.1 |
1808134 |
11.2 |
2012084 |
11.2 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. |
| 8. Liquidity Operations by RBI |
| (₹ Crore) |
| Date |
Liquidity Adjustment Facility |
Standing Liquidity Facilities |
OMO (Outright) |
Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8) |
| Repo |
Reverse Repo |
Variable Rate Repo |
Variable Rate Reverse Repo |
MSF |
SDF |
Sale |
Purchase |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| Oct. 27, 2025 |
– |
– |
101810 |
– |
3040 |
95046 |
– |
– |
– |
9804 |
| Oct. 28, 2025 |
– |
– |
125521 |
– |
529 |
129424 |
– |
– |
– |
-3374 |
| Oct. 29, 2025 |
– |
– |
58512 |
– |
615 |
85235 |
460 |
– |
– |
-25648 |
| Oct. 30, 2025 |
– |
– |
100012 |
– |
624 |
120630 |
1 |
– |
– |
-19993 |
| Oct. 31, 2025 |
– |
– |
– |
– |
5489 |
140138 |
– |
– |
– |
-134649 |
| Nov. 01, 2025 |
– |
– |
– |
– |
445 |
122685 |
– |
– |
– |
-122240 |
| Nov. 02, 2025 |
– |
– |
– |
– |
370 |
119816 |
– |
– |
– |
-119446 |
| SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad
Deputy General Manager
(Communications)
Press Release: 2025-2026/1464
|
PRESS RELEASES FROM RBI
