| 1. Reserve Bank of India – Liabilities and Assets* |
| (₹ Crore) |
| Item |
2024 |
2025 |
Variation |
| Dec. 20 |
Dec. 12 |
Dec. 19 |
Week |
Year |
| 1 |
2 |
3 |
4 |
5 |
| 4 Loans and Advances |
|
|
|
|
|
| 4.1 Central Government |
0 |
0 |
0 |
0 |
0 |
| 4.2 State Governments |
19820 |
26355 |
32271 |
5916 |
12451 |
| * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* |
| Item |
As on Dec. 19, 2025 |
Variation over |
| Week |
End-March 2025 |
Year |
| ₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 Total Reserves |
6196356 |
693318 |
-33028 |
4368 |
484215 |
24991 |
717404 |
48927 |
| 1.1 Foreign Currency Assets # |
4999428 |
559428 |
-44011 |
1641 |
148594 |
-8129 |
267265 |
2866 |
| 1.2 Gold |
986293 |
110365 |
12109 |
2623 |
318130 |
32188 |
427455 |
44638 |
| 1.3 SDRs |
167505 |
18744 |
-1896 |
8 |
12216 |
574 |
15436 |
858 |
| 1.4 Reserve Position in the IMF |
43129 |
4782 |
770 |
95 |
5274 |
358 |
7248 |
565 |
* Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks – Business in India |
| (₹ Crore) |
| Item |
Outstanding as on Nov. 28, 2025 |
Variation over |
| Fortnight |
Financial year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
24260040 |
166497 |
1542239 |
1679439 |
2130970 |
2242574 |
| 2.1a Growth (Per cent) |
|
0.7 |
7.5 |
7.4 |
10.7 |
10.2 |
| 2.1.1 Demand |
3013411 |
21744 |
132936 |
315362 |
242625 |
436622 |
| 2.1.2 Time |
21246629 |
144753 |
1409304 |
1364076 |
1888345 |
1805952 |
| 2.2 Borrowings |
878189 |
43205 |
173081 |
-37059 |
108759 |
-72834 |
| 2.3 Other Demand and Time Liabilities |
1055445 |
25036 |
84353 |
-6186 |
68930 |
33664 |
| 7 Bank Credit |
19527313 |
156364 |
1076792 |
1283341 |
1683500 |
2018357 |
| 7.1a Growth (Per cent) |
|
0.8 |
6.6 |
7.0 |
10.6 |
11.5 |
| 7a.1 Food Credit |
79801 |
610 |
28173 |
43270 |
9561 |
28547 |
| 7a.2 Non-food credit |
19447512 |
155754 |
1048619 |
1240071 |
1673939 |
1989810 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. |
| 6. Money Stock: Components and Sources |
| (₹ Crore) |
| Item |
Outstanding as on |
Variation over |
| 2025 |
Fortnight |
Financial Year so far |
Year-on-Year |
| 2024-25 |
2025-26 |
2024 |
2025 |
| Mar. 31 |
Nov. 28 |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| M3 |
27286589 |
29136375 |
190504 |
0.7 |
1577530 |
6.3 |
1849786 |
6.8 |
2352025 |
9.7 |
2618985 |
9.9 |
| 1 Components (1.1.+1.2+1.3+1.4) |
|
|
|
|
|
|
|
|
|
|
|
|
| 1.1 Currency with the Public |
3630751 |
3771710 |
20120 |
0.5 |
33942 |
1.0 |
140959 |
3.9 |
194064 |
6.0 |
327493 |
9.5 |
| 1.2 Demand Deposits with Banks |
2840023 |
3158227 |
21053 |
0.7 |
131748 |
5.1 |
318204 |
11.2 |
242885 |
9.8 |
439590 |
16.2 |
| 1.3 Time Deposits with Banks |
20702508 |
22088545 |
145032 |
0.7 |
1403384 |
7.4 |
1386036 |
6.7 |
1887668 |
10.3 |
1837000 |
9.1 |
| 1.4 ‘Other’ Deposits with Reserve Bank |
113307 |
117894 |
4298 |
3.8 |
8456 |
8.9 |
4587 |
4.0 |
27408 |
36.3 |
14901 |
14.5 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) |
|
|
|
|
|
|
|
|
|
|
|
|
| 2.1 Net Bank Credit to Government |
8510825 |
8849635 |
62223 |
0.7 |
483066 |
6.4 |
338810 |
4.0 |
582637 |
7.8 |
762998 |
9.4 |
| 2.1.1 Reserve Bank |
1508105 |
1644157 |
10982 |
|
49133 |
|
136052 |
|
72658 |
|
401812 |
|
| 2.1.2 Other Banks |
7002720 |
7205478 |
51240 |
0.7 |
433933 |
6.8 |
202758 |
2.9 |
509978 |
8.1 |
361186 |
5.3 |
| 2.2 Bank Credit to Commercial Sector |
19068129 |
20336288 |
158905 |
0.8 |
1088450 |
6.3 |
1268160 |
6.7 |
1721658 |
10.4 |
2045007 |
11.2 |
| 2.2.1 Reserve Bank |
38246 |
11701 |
1471 |
|
-3943 |
|
-26544 |
|
5232 |
|
1238 |
|
| 2.2.2 Other Banks |
19029883 |
20324587 |
157434 |
0.8 |
1092393 |
6.4 |
1294704 |
6.8 |
1716425 |
10.4 |
2043769 |
11.2 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. |
| 8. Liquidity Operations by RBI |
| (₹ Crore) |
| Date |
Liquidity Adjustment Facility |
Standing Liquidity Facilities |
OMO (Outright) |
Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) |
| Repo |
Reverse Repo |
Variable Rate Repo |
Variable Rate Reverse Repo |
MSF |
SDF |
Sale |
Purchase |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| Dec. 15, 2025 |
– |
– |
24969 |
– |
2694 |
156385 |
-10103 |
– |
– |
-138825 |
| Dec. 16, 2025 |
– |
– |
127170 |
– |
5418 |
105016 |
-20 |
– |
– |
27553 |
| Dec. 17, 2025 |
– |
– |
57175 |
– |
354 |
151004 |
1675 |
– |
– |
-91800 |
| Dec. 18, 2025 |
– |
– |
50053 |
– |
4354 |
136767 |
– |
– |
– |
-82360 |
| Dec. 19, 2025 |
– |
– |
– |
– |
314 |
125711 |
484 |
– |
50000 |
-74913 |
| Dec. 20, 2025 |
– |
– |
– |
– |
7248 |
111526 |
– |
– |
– |
-104278 |
| Dec. 21, 2025 |
– |
– |
– |
– |
2173 |
94924 |
– |
– |
– |
-92751 |
| SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad Deputy General Manager (Communications)
Press Release: 2025-2026/1780
|
PRESS RELEASES FROM RBI